var FHA15  = 4;
var FHAapr15  = 4.595;
var FHA30  = 4.5;
var FHAapr30  = 4.844;
var VA15  = 4;
var VAapr15  = 4.752;
var VA30  = 4.5;
var VAapr30  = 4.936;
var Rural30  = 4.75;
var Ruralapr30  = 5.077;
var fixed15  = 4.0;
var apr15  = 4.249;
var jumbo15  = 5.375;
var jumboapr15  = 5.634;
var fixed30  = 4.75;
var apr30  = 4.896;
var jumbo30  = 5.625;
var jumboapr30  = 5.779;
var arm31  = 3.125;
var armapr31  = 3.258;
var armjumbo31  = 4.125;
var armjumboapr31  = 4.266;
var arm51  = 3.25;
var armapr51  = 3.384;
var armjumbo51  = 4.25;
var armjumboapr51  = 4.392;
var arm71  = 3.75;
var armapr71  = 3.888;
var armjumbo71  = 4.625;
var armaprjumbo71  = 4.770;
var liborrate  = 3.74;
var cmtrate  = 0;
var fixedrate  = 4.99;
var construction  = 0;
var constructionapr  = 0;
var changedate = '1/24/2011';
var changetime = '9:31:24 AM';

